Modernization management of your money

1. Isolate paper there.

Packet your mailbox and save some trees and money by signing up for monthly reports online as possible. Free of personal financial services as Wesabe.com or Mint.com can manage all your bills in one place and help you get the automatic payment procedure, or calendar. But your data will be stored on a separate server, not the city itself, so peaceful. If you prefer to follow your memories at least two or three times a month to verify your information online.

2. Get your money with your credit card.

Reward points can be compared, and there is no money in the bank. Cash-back debit and credit cards, there are limitations, but they can not be less than 5% more to get the things you will buy, like gas, food or clothing. However, hopes that the attention you need a very good time to meet the credit requirements. Find the best terms and lowest interest rate on the pages as Interest.com and LowCards.com. And keep in mind your requirements. To travel long and expensive fill-up the bulk of your monthly spending, shopping for a map to maximize the return on the purchase of petrol pump.

3. Put the money set aside each month.

According to a recent study, half the American people, 20% of those with six numbers for one year Squeak check from wages. But you likely will not happen if you do not see. Sign up for automatic payment, the money from your account each time you paid for the savings account results quality. You can save as much or as little as you want, but make sure you are not connected through a debit card or check account. Try to offer your local credit union or community banks to find the best price. Online bank also pay interest and easy to use.