Try to cut each "variable" category in your budget. Here are some useful ideas.
Cable TV. Most of us spend too much money for our cable service. Or, cancel, some (or all) of your premium channels
like HBO, STARZ SHOTIME or cancel or, better yet, cable TV all together. The most expensive plan costs only $ 16.99 per month, Netflix (which gives you three DVDs at a time and for free streaming on your TV). You need one unit (one $ 99 fee), get streaming video, but it will probably still save money. Or you can watch on your Mac or PC. Better still, most television programs online. Almost all the major networks have all the episodes online. These are offered free with less advertising! If you live near a video store like Blockbuster and ask them what they have occupied. They will also send free DVD, $ 17.99 for three movies at once, can the more you spend in the shop. They also have a player on demand, such as Netflix.
Tip: You feel like you can not live without your demand? Make a list of shows you watch regularly and see if you can for free online. Try all the major networks and Web sites on Google search for your favorite shows. If you find them all, then you have nothing to fear: the search and Netflix or Blockbuster to rent DVDs at your favorite shows.
Phone service. Can we really need a longer sentences? If you have a cell phone is something you probably can terminate without ever notice that he's gone. Cut your mobile as SMS and Internet Tools. You can always pre-paid.
Internet. Use your computer, especially at home or at work? If you answered then perhaps you are working do not need super high-speed Internet connection. Try to go to DSL and save money.
Accessions. Membership How are you? Gym? Dating Service? Costco? How many of these you actually use? If you do not cancel. Simple.
Food. Bringing your lunch to work saves you a lot of money. When I went to bring my lunch I saved an average of 6 per day. It is $ 30 per week and $ 1560 per year! Eat at home more and save a lot of money, and, most likely, about healthy nutrition.
Coffee. Sorry, Star Bucks, but you will certainly cut to the list. There is no reason for the expenditure of $ 4 can do for a coffee at home for 20 cents. Of course, that white chocolate mocha is a festival of Nice from time to time, but make sure it is only from time to time. You'll be surprised how much you can save on all cutting coffee!
Beauty treatments. I hope that you do not live in the 80s and go to a tanning salon. Besides the risk of skin cancer, it adds up. You can get the same effect (and, of course) by buying a bottle of sunless Tanner 6 million to the pharmacy. Love your nails done? Buy a bottle of nail polish good (such as OPI) and do it yourself or, alternately giving and receiving manicure with a friend.
Books. Reduce expenses in the Amazon and knocked instead of your local library. Most libraries you can browse their selection online and order in this way. Everything you need to do is to take the books and put them back. If you read a lot that can translate into mega-savings. Read free and DVDs in the library.
Trade what you do not for the want to do. We all have things we no longer use, you can now use the Internet to trade what you want. Even if you for shipping it is still much cheaper than paying for new books or CDs to pay.
Paperbackswap.com
Bookmooch.com
Swaptree.com
Swapadvd.com
Swapacd.com
You can also freecycle.com and Craigslist for free stuff or cheap.
Cut coupons. You'll be surprised how much money you can save by a few minutes each week to clip coupons. When shopping, make sure the purchase perishable goods to many. Leave nothing to waste.
Clothing. If you really need something online search for new profit margin before going shopping and not buying impulse. Here you will find unique pieces in the local thrift stores. Or, again part clothing swap with your friends.
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